0-to-1 mobile app concept for shared expenses, turning contact-based sharing, balances, and bill-splitting interactions into a chat-like workflow.
MoneyTears started with a familiar problem: one person pays for dinner or a trip, then everyone has to reconstruct the bills and calculate what they owe.
Travelling with friends often left us with notes scattered across our phones. We wanted to replace that bookkeeping with one shared flow.
Transactions appear as chat-like messages instead of a separate ledger. Phone-number authentication lets people share expenses with anyone in their contacts, even if the other person has not installed the app.
A slider lets people adjust each person’s share of a bill. Every chat includes a breakdown of the balance for each person.
Me and Mike Iskandarov
Vadim Shalamov and Kostantin Antonchik